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To drive on public roads in India, you must buy car insurance and meet your legal obligations. You have to buy a comprehensive insurance policy to protect themselves from financial risks related to accidents on the road.
At the time of buying a car insurance policy, you need to submit the required documents such as a copy of your vehicle registration, proof of identity and proof of address etc. If you do not have a valid DRIVER'S LICENCE and you will be driving a vehicle, then you should get it without delay.
The Importance Of Driving Licences
Driving license is a document that makes you qualified to drive on the streets of India. If you drive down the road without driving license India, you get punished. When a car drove by a licensed driver, it ensures that the driver is able to perform a complete control of the vehicle and the driver shall follow the traffic signs and traffic rules.
If the vehicles are driven by unlicensed drivers, there will be a risk for the driver, the car and the third party. Although it is not guaranteed that there will be no accidents on the road when the vehicle was driven by the driver that is licensed, it reduces the risk to some extent. In addition, it makes a request of valid claims.
Insurance Claims Is Invalid
If you have comprehensive insurance plans and your vehicle is involved in an accident, you have to file a car insurance claim to the insurance company.
The following documents must be submitted to the insurance company:
Photocopy of insurance policy
- A copy of the certificate of registration of the car
- A Copy Of The FIR
- A copy of the Licence (the person who was driving at the time of the accident)
- A claim form is filled correctly
- Early repair estimates
Insurance companies will follow the guidelines of IRDA (Insurance Arrangements the authority of India). Appropriate guidelines, the car driver is obliged to have a valid DRIVER'S LICENSE. Therefore, if the person driving the car at the time of the accident did not have a license, the claim will be rejected by insurance companies.
Note-You should fully understand the terms and conditions of the insurance policy. If you are the owner of the vehicle, you must have a valid DRIVER'S LICENSE when you drive a car. If your car has driven by a member of your family, it must have a valid driver's licence when they drive a car.
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